THE PROCESS
1
INITIAL CONSULTATION
Be prepared to provide detailed health information. We'll discuss your budget, and desired coverage.
2
POLICY
RECOMMENDATIONS
Sam will compare coverage levels, deductibles, premium cost, policy terms, and any exclusions or limitations. Sam will then provide his professional recommendation based on his expertise.
3
CUSTOMIZATION
& ENROLLMENT
Sam will work with you to fine-tune the policy. Once you’re satisfied with the plan, Sam will guide you through the enrollment process.
PROTECT YOUR HEALTH AND YOUR BUSINESS WITH HEALTH INSURANCE
PROTECTION FROM HIGH HEALTHCARE COSTS
DO'S & DONTS OF FINDING A HEALTHCARE PLAN
CHECK NETWORKS
Ensure your preferred doctors, hospital, and specialists are in the plan’s network to save costs.
LOOK AT PRESCRIPTION COVERAGE
If you take medications regularly, make sure your plan covers them at a reasonable cost.
DO'S
CONSIDER TOTAL COSTS
Look beyond just the premium. Factor in deductibles, copayments, coinsurance, and out-of-pocket maximums.
BASE DECISION SOLELY ON PRICE
While cost is important, consider the value and coverage you’re getting for the price.
RELY SOLELY ON ONLINE TOOLS
While online tools are helpful, consider speaking with experts who can provide personalized guidance.
MISS DEADLINES
DONT'S
Stay aware of enrollment deadlines to ensure you have coverage when you need it.